Arjit Chalmela
Member since: Jun 27, 2019
Published articles: 25
A personal loan is one of the most popular loan options for people because it is both unconditional and unsecured. This means a borrower will not have to put up any security to borrow and he has the...
Considered as the best financial tool to raise funds for an emergency, personal loan is easy to apply for and has a quick approval. It has minimal documentation requirement and a hassle-free...
The introduction and consequent explosion of smartphones has led to apps being used to simplify every aspect of our lives. With everything going online through mobile applications, even something...
The digital revolution has changed the way we do things in our daily life. It has completely transformed banking and has even changed the way we purchase anything. Buying things offline in a shop is...
An Indian individual residing outside India can open an NRI account with any authorized bank in the country. This account is mainly used to process transactions in rupees. It can be opened in the form...
Foreign exchange rates are the most watched, analysed, and manipulated economic measures in the country. The importance is such that they affect foreign investment and the balance of trade. Exchange...
Banks offer their customers lots of investment benefits and fund safety. When you open a Bank Account, they ask for your details and verify them. Once you become loyal, they give you several...
Credit Cards lets you borrow money from your bank. They offer a line of credit used to make necessary payments. However, as mutually agreed upon by the bank and the cardholder, you must repay this...
A Home Loan is the money obtained, typically from banks and lending institutions. You need to repay the loan amount and interest in equated monthly installments over a period of 10 to 30 years, based...
Undoubtedly internet is the biggest boon. There have been strong arguments about the drawbacks and misuse of the internet, however, the pros outweigh the cons. The internet has helped several...
A mutual fund is one of the most popular investment options when it comes to investing in the stock market. The rise in advertisements from mutual fund houses and AMFI and the good returns on mutual...
The best part about running a business is generating sales. It is a time when you make a profit and complete the operations cycle. Now, the way you conduct sales decides the customer's experience...
Consumer demands are ever-changing. If you want to continue running your business successfully you need to keep up with these changing consumer demands. These demands have a very broad scope. There...
A life insurance policy is a policy that covers the life of insured. Depending on the type of insurance policy, it provides a return to the policyholder and can effectively be used as a tool to...
Opening a Savings Account is usually the first step in your banking journey. It is the most basic account to hold. It allows you to safely deposit your hard-earned money, withdraw funds when you need...
Arjit Chalmela is a finance student who loves to write in his free time. He has spent considerable time researching the foreign exchange rate.