Bankruptcy is a complicated area of the legal system. The bottom line is that bankruptcy help permits you to have a fresh start on your personal or corporate financial affairs. There are many...
Chapter 7 bankruptcy rules have become much more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, signed into law in 2005, strengthened existing laws and...
Understanding the basics of using credit along with what comprises your creditworthiness is essential to many aspects of your financial future. Here are some answers to credit FAQ or frequently ask
In the United States, dozens of credit bureaus keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and...
Budding entrepreneurs likely hear advice from well-meaning people to not start or expand a business in an era of economic challenge. However, fewer businesses are declaring bankruptcy in the 2000s...
Filing a lawsuit will not immediately impact your credit score and does not require the assistance of an attorney, though in some cases you will want to secure the help of a qualified lawyer. Befor
Home loans typically require good credit, stable employment and a low debt-to-income ratio. Don’t let this scare you if you have bad credit, though. If you wish to make improvements on your home, such...
Virtually all adults in industrialized countries understand the importance of paying their bills on time. However, even the most financially-savvy people can fall for common credit myths. Discover
If you've had a history of serious credit problems such as late credit card payments or bankruptcy, then you are considered a "high risk" when it comes to getting any type of new accounts. Keeping a...
Everyone is talking about the housing recovery, but is it for real this time or are people just being overly optimistic? This time all signs point to the fact that the industry is improving, at least...
The only way to fully prepare your children for what is to come in the future is to teach them about real life situations and involve them in real scenarios. Money management should not be something...
The use of credit cards has increased greatly in recent years. This is due to both the convenience and the protection that most people feel when they do not have to carry around cash. However, this...
Teaching kids about money is a crucial life skill that should be taught as early in life as possible. The quicker kids learn that money does not grow on trees, the quicker they begin to grasp the...
When it comes to purchasing a home, there is a completely new set of financial terminology that is used. It is important to understand preapproval vs. prequalified because although they may sound...
It may have been the week of your dreams. A cruise through Polynesia or bar hopping in Mexico. Whatever happened, you aren’t too keen on everyone knowing about it, least of all potential employers. As...